Last Updated: October 13, 2025
1. Acceptance of Terms
By accessing or using UsedCarLoanEMICalculator.com (the “Site”), all visitors and users (“Users”) agree to these Terms and Conditions (“Terms”) and to comply with all applicable laws and regulations governing the Site. If you do not agree to these Terms, you should not use this Site. Continued use after changes are posted constitutes acceptance of the revised Terms.
2. No Financial Advice; Not a Financial Advisor
The Site provides general educational information and calculator estimates related to vehicle financing and is not a financial advisory service. We do not provide financial, investment, or credit advice. All information and calculator outputs are for informational and illustrative purposes only and are not a substitute for advice from a qualified financial advisor regarding your specific situation.
3. No Advisor-Client Relationship
Using this Site, submitting information via forms, or communicating with us does not create a financial advisor-client or fiduciary relationship. An advisor-client relationship can only be formed by a separate written engagement with a registered financial professional. Do not send confidential financial information through this Site, as communications via web forms may not be secure.
4. Eligibility and Geographic Scope
The Site is intended for use by individuals within India. Users are responsible for compliance with the laws of their jurisdiction when accessing the Site.
5. License to Use the Site
Subject to these Terms, Users are granted a limited, revocable, non-exclusive license to access and use the Site solely for personal, non-commercial purposes. Any scraping, automated data collection, or use of the Site for unlawful or competitive purposes is strictly prohibited.
6. Calculator Estimates and Accuracy
Calculator outputs are estimates based on user inputs and standard financial formulas. They do not constitute financial advice, promises of loan approval, or predictions of loan terms from any institution. Actual loan terms can vary based on your credit profile, the lender’s policies, and the vehicle’s condition. You must verify any estimate with a financial institution before relying on it.
7. Third-Party Links and Resources
The Site may link to third-party websites or content (e.g., banks, financial institutions). Such resources are governed by their own terms and policies, and we are not responsible for their availability, accuracy, or practices.
8. Privacy and Cookies
Your use of the Site is also governed by our Privacy Policy, which describes our data handling practices. By using the Site, you consent to these practices.
9. Intellectual Property
All content, design, trademarks, logos, and software on the Site are owned by or licensed to the Site owner and are protected by applicable intellectual property laws. You may not copy, reproduce, or commercially exploit Site content without prior written permission.
10. Disclaimers of Warranties
The Site and all its content and tools are provided “as is” and “as available” without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, merchantability, or fitness for a particular purpose. We do not warrant that the site will be uninterrupted or error-free.
11. Limitation of Liability
To the fullest extent permitted by law, the Site and its owners shall not be liable for any indirect, incidental, or consequential damages arising from or relating to the use of the Site or reliance on its content. In no event shall the total liability of the Site and its owners exceed one thousand Indian Rupees (₹1,000).
12. Indemnification
You agree to indemnify, defend, and hold harmless the Site and its owners from any claims, losses, or expenses (including reasonable attorneys’ fees) arising from your use of the Site or violation of these Terms.
13. Governing Law and Dispute Resolution
These Terms are governed by the laws of the Republic of India. You consent to the exclusive jurisdiction and venue of the courts located in Kozhikode, Kerala, for all disputes arising out of or relating to the use of this Site.
14. Changes to the Site and Terms
We may modify or discontinue any part of the Site at any time and may update these Terms periodically. Material changes will be reflected by updating the “Last Updated” date. Continued use of the Site after changes are posted signifies your acceptance of the revised Terms.
15. Contact
Questions about these Terms should be directed to us using the contact details provided on the Site.
Important Disclaimers (Prominently Repeated)
- No Financial Advice: All content and tools on this Site are for general information and illustrative purposes only. They are not financial advice.
- No Advisor-Client Relationship: Use of this Site does not create a fiduciary or advisor-client relationship.