Privacy Policy

Last Updated: October 13, 2025

Who We Are

  • Website: UsedCarLoanEMICalculator.com (the “Site,” “we,” “us,” or “our”).
  • Contact: support<@>usedcarloanemicalculator<dot>com
  • Mailing Address: 2nd Floor, Qatar Plaza, East Nadakkave, Kozhoduke, Kerala 673006, India

What This Page Is About

This Privacy Policy explains what personal information we collect, how we use it, how we protect it, and what choices and rights are available to users (“you”). By using the Site and our services (collectively, the “Service”), you agree to the collection and use of information as described here. We use personal information to operate, maintain, and improve the Service, and we do not sell or share your information except as described in this Policy.

Key Definitions

  • “Content”: Any information displayed on the Site, including text, charts, images, or downloads.
  • “Cookies”: Small text files stored on your device to recognize the browser and remember preferences.
  • “Service”: The Site’s EMI calculators, financial tools, and related content.
  • “Systems”: Ways of contacting or interacting with us, such as email or contact forms.

Data from Calculator Input Fields

We are committed to your privacy. We do not permanently store your calculator inputs. This includes the loan amount, interest rate, tenure, and any prepayment values you enter.

  • Each calculation session is ephemeral; refreshing or leaving the page clears all entered values.
  • We do not disclose your specific calculation inputs to any third parties.

Contact Forms

If you submit a form (e.g., with your name, email, phone, and message), we use that information solely to respond to your inquiries and provide support.

  • We may retain submission metadata (IP address, browser user agent, timestamp) for security, spam prevention, and our records.
  • We do not sell form submissions. We may only share submissions with trusted service providers (like a secure email delivery service) under strict confidentiality obligations to facilitate communication with you.

Comments (if enabled)

When you leave comments, we collect the data shown in the comments form, plus your IP address and browser user agent string to help with spam detection. An anonymized string (hash) created from your email address may be provided to the Gravatar service to see if you are using it. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Cookies and Similar Technologies

  • Necessary Cookies: These enable core site features like security and load balancing. They are essential for the lawful use of the Site and do not track you.
  • Preference Cookies (Optional): These remember choices you make, such as dismissing a notice. You can clear these in your browser settings.
  • Analytics Cookies: These help us understand site traffic, popular pages, and user engagement in an aggregated, anonymous way. We analyze coded identifiers and do not attempt to identify you personally.

Short Cookie Notice (for banner use): We use necessary cookies to run our site and optional analytics cookies to improve it. By using our services, you consent to our use of cookies as described in our Privacy Policy. You can manage your cookie preferences in your browser settings.

Who We Share Data With

  • Service Providers: We use reputable vendors for website hosting, email delivery, spam defense, and analytics. They are prohibited from using your data for any purpose other than providing these services to us.
  • Legal Compliance: We may disclose information if required by law, regulation, or a valid legal request from Indian authorities, or to protect the rights, safety, and integrity of our users and the Site.
  • We do not sell your personal information.

Data Retention

  • Calculator Inputs: Not stored.
  • Contact Forms: Retained only as long as necessary to resolve your inquiry and for our records, typically 12–24 months unless required longer by law.
  • Comments and Metadata: Retained indefinitely to maintain community and comment integrity.

Your Rights under Indian Law (DPDPA, 2023)

As a user in India, you are the Data Principal, and we are the Data Fiduciary. In line with India’s Digital Personal Data Protection Act, 2023, you have several rights regarding your personal data:

  • Right to Access: You can request a copy of the personal data we hold about you.
  • Right to Correction & Erasure: You can request to correct inaccurate data or have your data deleted where applicable.
  • Right to Grievance Redressal: You have the right to have any grievances regarding your data addressed.

To exercise these rights, please email us at support<@>usedcarloanemicalculator<dot>com. We aim to respond to all legitimate requests within 30 days.

Security

We implement technical and organizational measures like encryption in transit (SSL/TLS) and access controls to protect your personal information. However, no internet transmission is 100% secure, and we cannot guarantee absolute security.

Children’s Privacy

Our Service is not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe a child has provided us with personal information, please contact us immediately, and we will take steps to delete it.

How We Use Your Information

We use the information we collect to:

  • Provide, operate, and maintain the Site and its financial calculators.
  • Improve, personalize, and expand our features and content.
  • Understand and analyze how you use our Service.
  • Communicate with you for support and to provide important updates.
  • Detect and prevent fraud, abuse, and security issues.
  • Comply with our legal obligations under Indian law.

Changes to This Policy

We may update this Privacy Policy from time to time. The “Last Updated” date at the top of this page indicates the latest version. We encourage you to review this page periodically for any changes.

How to Contact Us

  • Email: support<@>usedcarloanemicalculator<dot>com
  • Mail: 2nd Floor, Qatar Plaza, East Nadakkave, Kozhikode, Kerala 673006, India

**Important Disclaimers (No Financial Advice)

  • Informational Use Only: The Site and its calculators are provided for informational and estimation purposes only and do not constitute financial advice.
  • Consult a Professional: You should consult a qualified financial advisor or a representative from a lending institution for advice tailored to your specific financial circumstances.
  • No Fiduciary Relationship: Your use of this Site does not create a fiduciary or advisor-client relationship between you and UsedCarLoanEMICalculator.com.