The Indian pre-owned car market is growing faster than ever. Yet, securing financing for a second-hand car remains confusing, often due to an unclear process. We saw this gap—a lack of clear, simple, and powerful tools for the aspiring car owner—and decided to build the solution.
Welcome to a platform built on clarity and empowerment. Our mission is simple: to provide you with the most accurate, intuitive, and transparent used car loan EMI calculator available.
Mission
Our founder, Arun K Nath founded this website as a passion project. His mission is to address the clear lack of simple, trustworthy resources in the pre-owned car loan sector. He believes that every potential car owner deserves access to a tool that empowers them to understand their financial commitments fully, without any hidden complexities.
“Good financial decisions shouldn’t require a finance degree. They just need the right tools and a commitment to clarity.”
Our Founder’s Story
This website was founded by Arun K Nath, an engineer with a passion for mathematics and finance. A graduate of National Institute of Technology (NIT), Calicut(2013 passout). This engineering foundation instilled in him a passion for building logical, efficient solutions. He then moved into the core of the financial world, working in the banking sector where he managed loan portfolios and credit systems.
To bridge this gap, he pursued an MBA in Finance from the Indian Institute of Management (IIM), Raipur, in 2018-20.
This unique combination of top-tier engineering and management education gave him the blueprint to create tools that are not just mathematically precise but also incredibly user-friendly.
With the Used Car Loan EMI Calculator, Arun wanted to provide a first-hand solution to customers who struggle to navigate the complexities of loan products. From his experience, he has found that second-hand car loans are one of the main segments where there is an information gap. He combined his engineering mindset with his financial knowledge to build this platform. It’s a tool born from professional experience and a genuine desire to empower consumers by making financial information accessible to all.
Our Philosophy
We are guided by three core principles:
- Absolute Accuracy: Our calculator is built on the industry-standard reducing balance method. The math is precise, ensuring the EMI and amortization schedules you see are what you can expect in the real world.
- Radical Transparency: We believe you should see the whole picture. Our tool shows you the complete breakdown of your loan, from the first EMI to the last. The prepayment feature reveals exactly how you can save money and shorten your loan tenure.
- User Empowerment: This platform is more than a calculator; it’s a financial planning partner. We give you the ability to model different scenarios instantly, helping you find the perfect loan structure that fits your budget and financial goals.
We are committed to maintaining a trustworthy and user-first platform. Thank you for being here.
Our Office
You can find us at:
2nd Floor, Qatar Plaza, East Nadakkave, Kozhikode, Kerala 673006
You can contact us using our contact us page.